Launch financial products in weeks, not years.

Unify the ledger, customer and financial accounts, transactions, compliance and risk into one platform. Build once, ship fast.

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Powering finance for
FintechsBanksMarketplacesEnterprisesPlatforms

The whole financial stack. One integration.

Compose exactly the financial experience your customers need.

Flexible Accounts

Individual and Business Accounts, Ledger Wallets, Bank Account Opening, Card Account Issuing and External Account Aggregation all under one ledger.

Transactional Capability

A comprehensive set of money movement capabilities: domestic and international payment rails, scheduled and real time bulk payments, debit authorizations - and more.

Workflow Orchestration

A custom orchestration engine for bespoke customer account onboarding scenarios and lifecycle management, configured to your business processes.

High Value Solutions

Launch Business Credit Cards, Earned Wage Access and BNPL programs natively, with built-in compliance and risk operations.

Native Compliance

Build with intelligent compliance and risk management capabilities that adapt and eliminate customer drag.

Custom Branding

Email, User Gateway and URL branding customization so every experience carries your identity, not someone else's.

A single source of truth for every dollar.

At the heart of Salt Treasury is a proprietary Ledger that records the exact status and availability of funds across every account, movement and hold. Reconciled continuously and auditable end to end.

Real-time funds availability
Know exactly what is available, held, or in flight the moment it changes.
Transaction status tracking
Every movement carries an auditable status from authorization to settlement.
Continuous reconciliation
Balances reconcile automatically across accounts and rails.
Immutable audit trail
A complete, tamper-evident record for compliance and reporting.
Salt Treasury funds transfer interface

Built for the businesses shaping finance.

For fintechs

Ship your differentiator

Build on ready financial infrastructure and focus engineering on what sets you apart — not on plumbing.

  • Developer-friendly REST APIs
  • Faster time to revenue
  • Compliance handled for you
For businesses

Finance that matters

Weave accounts, payments and cards directly into your product at the exact point of customer need.

  • New high-margin revenue
  • Deeper customer relationships
  • Modern, seamless experiences
For banks

Modernize and expand

Present modern APIs to business clients and reach segments a closed core cannot serve.

  • RESTful platform access
  • Reach new client segments
  • Innovate beyond the core

Risk and Compliance built in, not bolted on.

Access compliance infrastructure that runs natively across every service, with data segregation via dedicated data planes so your data stays isolated and protected by design.

Data Planes
Data segregation isolated by design
ID Verification
KYC / KYB identity checks built in
AML Screening
Sanctions & watchlist monitoring
Full Auditability
Auditable across the full lifecycle

See what you can build with Salt Treasury.

Book a demo with us. We'll walk you through a presentation and demo tailored to your use case.

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